LIAFI MESSAGE FOR ALL AGENTS

URGENT AND IMPORTANT MESSAGE RECEIVED  by me AND I AM FORWARDING FOR YOUR KIND INFORMATION:

🙏🙏🙏🙏🙏

Flash !! Flash !!

We are pleased to inform you all that 1st Core Committee meeting for Unification held  today at LIAFI Bhawan, Hyderabad which has been presided over  by the Chairman Mr. B N Chary & it was decided to call Agitational Programmes against the enhancement of rate from 15% to 18% GST on Insurance Premiums. 

It is decided to hold  Branch level   peaceful Demonstration  against the  Govt of  of India for 2 hours from 10.30 AM to 12.30 PM with signature compaign of Agents as well as policy holders. 

Our 2nd phase of Agitation will be " DELHI CHALO" also to be organised in the month of August. Date will be announced shortly. So, pls forward this message  to down the line & act accordingly.

Regards: 

Shyamal Chakraborty

N Gajapathi Rao

Ranbir Shrma &

S BSreenivasa Chary.

🙏🙏🙏🙏🙏

Forwarded by S. Natarajan,

Dvn. PRESIDENT LIAFI COIMBATORE DIVISION

வாழ்கையின் 20 கோட்பாடுகள்

வாழ்கையின் 20 கோட்பாடுகள்

* எந்த விசயமாக இருந்தாலும் அல்லது எந்த பிரச்னையாக இருந்தாலும் அதை அழகாகையாளுங்கள்.

* அர்த்தமில்லாமலும், தேவையில்லாமலும் பின் விளைவுகளை அறியாமலும் பேசிக் கொண்டிருப்பதை விடுங்கள்.

* தானே பெரியவன், தானே சிறந்தவன் என்ற அகந்தையை விடுங்கள்.

* விட்டுக் கொடுங்கள்.

* சில நேரங்களில், சில சங்கடங்களை சகித்துத்தான் ஆக வேண்டும் என்பதை உணருங்கள்.

* நீங்கள் சொன்னதே சரி, செய்வதே சரி என்று கடைசி வரை வாதாடாதிர்கள்.

* குறுகிய மனப்பான்மையை விட்டடொளியுங்கள்.

* உண்மை எது, பொய் எது என்று விசாரிக்காமல் இங்கே கேட்டதை அங்கும்,  அங்கே கேட்டதை இங்கும் சொல்வதை விடுங்கள்.

* மற்றவர்களை விட உங்களையே எப்போதும் உயர்த்தி நினைத்து கவலைப்படாதிர்கள்.

* அளவுக்கதிகமாய் தேவைக்கதிகமாய் ஆசைப்படாதிர்கள்.

* எல்லோரிடத்திலும் எல்லா விசயங்களையும், அவர்களுக்கு சம்பந்தம் உண்டோ இல்லையோ,   சொல்லி கொண்டிருக்காதிர்கள்.

* கேள்விபடுகிற எல்லா விசயங்களையும் அப்படியே நம்பி விடாதிர்கள்.

* உங்கள் கருத்துகளில் உடும்புபிடியை இல்லாமல் கொஞ்சம் தளர்த்திக்கொள்ளுங்கள்.

* மற்றவர்களுக்கு உரிய மரியாதையை காட்டவும்,  இனிய இதமான சொற்களை பயன்படுத்தவும் மறக்காதீர்கள்.

* புன்முறுவல் காட்டவும்,சிற்சில அன்பு சொற்களை சொல்லவும் கூட நேரமில்லாமல் நடந்து கொள்ளாதிர்கள்.

* பேச்சிலும், நடத்தையிலும், திமிர்த்தனத்தயும் தேவையில்லாத மிடுக்கையும் தவிர்த்து அடக்கத்தையும் பண்பாட்டையும் காட்டுங்கள்.

* அவ்வப்போது நண்பர்கள் உறவினார்கள் நேரில் சந்தித்து மனம் திறந்து பேசுங்கள்.

* பிணக்கு ஏற்படும்போது அடுத்தவர் முதலில் இறங்கி வர வேண்டும் என்று காத்திருக்காமல் நீங்களே பேச்சை துவக்க முன்வாருங்கள்.

* தேவையான இடங்களில் நன்றியும், பாராட்டையும் சொல்ல மறவாதிர்கள்.

நன்றி

 

S. NATARAJAN, PRESIDENT,

LIAFI-COIMBATORE DIVISION

JEEVAN AKSHAY-VI

Online channel will not undermine the importance of agents’

Online channel will not undermine the importance of agents’

Nilesh Sathe, Member - Life, IRDAI said that while online distribution channel may grow in the days to come, traditional agency channel will not be affected as people need handholding to buy insurance policies.
Team Cafemutual Sep 9, 2016
   
Nilesh Sathe, Member – Life, IRDAI has said that online distribution channels like web aggregators and insurance self-network platforms will not be a threat for the brick and mortar agents. He was speaking at a recent event held in Mumbai.

Sathe said that while online distribution channel may grow in future, it will not undermine the importance of individual agents. He said that policyholders need handholding to buy insurance policies. Individual agents are the touch points for policyholders, he said.

Sathe further said that many life insurers are concerned about the cost of acquisition of a policyholder through an individual agent. However, only individual agents can bring in persistency and sustainable profitability for the industry, he added.

“Going forward, the growth in the insurance sector will come from tier II and tier III cities considering the huge untapped market1. Life insurers should rethink their distribution strategy and focus on strengthening their agency channel through individual agents. These agents can help tap this opportunity because of their strong relationship with policyholders,” he said.

Last month, IRDAI chairman T S Vijayan said that distributors should be adequately compensated in order to increase insurance penetration. He said that insurance is not something which could be sold online like clothes and mobile phones. He said, “A policyholder needs proper handholding and advice to buy an insurance policy. And who is better than agents. Hence, insurance companies should motivate agents to take insurance distribution as a full-time career.”

MDRT MADE EASY WITH JEEVAN ANAND

Renewal of Group Medi claim Policy for Club Member Agents

 

MR. H.M.JAIN'S REPLY FOR MR. SHUKLA'S ALLEGATION.

MR. H.M.JAIN'S REPLY FOR MR. SHUKLA'S ALLEGATION.

Dear Shri. Shuklaji

            Your message on what’s app on 4^th Aug. 2016 at about 8.17 am as under

            “Mitro punah Fed. ko vibhajit karne ki sajish ho rahi hai iske peeche Mr. H. M. Jain aur N. Gajapathi Rao dwara Rs. 70 lakh  ka gaban mukhya karan hai. Life fund Mr. Jain Federation ko dena nahi chahte, hum peeche pade the ki EC me baat kar ke agenda me iss vishay ko le taaki EC me rule banaye. Aaj Fed. ke pass 1450 LPM hai iss hisaab se lagbhag 75 lakh Fedration ke life fund me hone chahiye par total life fund me 40 lakh hai. Baaki yeh log nikal chuke hai.”

            Which has indeed shocked me because an absolutely false allegation of embezzlement of Rs. 70 Lakh pertaining to Life Patron Membership along with                     Shri. N. Gajapathi Rao.

            You have further stated that the number of Life members is 1450 and estimated collection of Rs. 70 lakh. It is simply ludicrous because number of members and amount do not tally at all. I am not aware that how many new members have been enrolled after 15^th GC at Silligudi. There is no deposits in the Life Fund and you should know better that where you kept the money on this count and in what manner. Your statement is not only misleading but unwarranted.

            As per Life Fund account in the name of LIAFI where signatories are                          Mr. Gajapathi Rao, Mr. Bapna & Myself the balance at the time of 15^th GC was 37.25 lakhs in form of FD’s are still remaining the same. Out of interest portion sum of Rs. 4 lacs has been paid to you and LIAFI Vishakhapatnam. Besides this there is no withdrawal whatsoever, I therefore deny your untrue allegation leveled against me. I call upon you to desist from doing such thing which try to damage my image by false propaganda. I further call upon you to give me the source of false information obtained by you and authenticity of your information. In case you fail to reply in a clear cut manner, I reserve the right to file a deformation case against you.  

H. M. JAIN

Important Circulars for your references

Youngest couple to lead TOT and COT in LIC

Letter addressed to LIC -ED Marketing from our Secretary General

LIAFI-SG/CO-076/16                                                                                                 28 July 2016

Shri. Vinay Sah, E.D. (Mktg)

 III RD Floor, Marketing Dept.

Central Office, Yogakshema

L.I. C. of India, Jeevan Beema Marg,

MUMBAI-400 021

Dear Sir,

Sub: Issues relating to Agents-Reg

We thank you for honouring your commitment regarding 1) Enhancement of loan quantum and introducing 2^nd housing loan. 2) Introducing additional office allowance for ZM and DM Club Members and 3) Enhancement of Festival Advance. We are happy that you have found solutions to our long pending demand.

We draw your kind attention to the following issues for which you reacted positively.

1.      Enhancement of Gratuity.

2.      Introduction of Children Education Loan.

3.       Introduction of Family Floater Mediclaim.

4.      Enhancement of Group Insurance Coverage for Club Members up to Rs. 10 lakhs.

5.      Awaiting instruction for payment of office Allowance for Husband and Wife club members

6.      Reverting back to the old procedure of printing stationary items to the club members.

We hope you will make this Diamond Jubilee Year a memorable year for our Agents. You have to wipe out the bad and sad memories of Golden Jubilee Year. 

Thanking you,

Sincerely yours,

For Life Insurance Agents’ Federation of India

Secretary General

REVISION IN THE QUANTUM OF THE FESTIVAL ADVANCE TO AGENTS.

MODE OF TRAVEL BY CLASS - FOR INFORMATION

LETTER FROM SECRETARY GENERAL MR. N. GAJAPATHI RAO.

All India Office Members,

All Central Secretariat Members, 
All Zonal Presidents/Secretaries,
All EC Members of LIAFI, 
Divisional Presidents & Secretaries, 
Honorary Members & Special Invitees,

Dear Sirs, 

Our President Shri. D. S. Shukla, arranged an unauthorised and illegal group meeting at Delhi on 13-07-2016 terming this as Office Bearers Meeting. This meeting do not have the approval of Central Secretariat. I requested him not to conduct this meeting which may develop groupism. I also appealed to all Office Bearers to avoid this meeting. But President conducted this meeting. Only Sarvasri D. S. Shukla, Pratipal Singh Valecha (ZP NZC), M. L. Bapna (ZP WZC), R. N. Deo (ZS ECZC), Awadhesh Kumar Singh (Exe. Vice President), and B. L. Mundra (Ex. ZP CZC) were present. Only 5 Office Bearers out of 24 were present. This act of President and other 4 leaders is nothing but anti-federation activity. This will be viewed seriously and placed before Central Secretariat for discussion. I thank all other Office Bearers who stood by the federation. A Central Secretariat meeting along with all Office Bearers (barring the above 5) and a few Honorary members will be held to discuss this issue. All the unilateral decisions taken by the President by ignoring Central Secretariat will be placed before this meeting. 

The 72nd EC Meeting to be held at Varanasi has been deferred by an unanimous resolution of Central Secretariat on 02-07-2016, which was communicated to all of you already. Yesterday President sent a message that due to non-cooperation and non-submission of accounts of HQ, the EC Meeting is postponed. It is absolutely false and misleading. It is the President who did not answer our queries till today on accounts. Until he submits proper accounts and clarify all our doubts, we will not be in a position to give our accounts. I request all of you to support LIAFI. The date and venue of the deferred meeting will be decided in next Central Secretariat Meeting. 

Thanking you, 
Yours sincerely, 

N. Gajapathi Rao, 
Secretary General. 

LETTER FROM LIAFI TREASURER MR. MURTHY

 

All India Office Members, 

All Central Secretariat Members, 
All Zonal Presidents/Secretaries,
All EC Members of LIAFI, 
Divisional Presidents & Secretaries, 
Honorary Members & Special Invitees,

Dear Sirs, 

I am given to understand that our President Shri. D. S. Shukla informed all of you that non-cooperation and non-submission of accounts of HQ to him was the reason for the postponing of 72nd ECM. It is unfortunate that he neither know the rules nor understand. The EC Meeting was deferred on 02nd July, 2016 by the Central Secretariat with an unanimous resolution. This decision has been taken because our President did not answer the queries raised by the accountant on June 23rd, 2016. Vague replies were given for some of our queries on 02nd July, 2016 and some were answered on 04th July, 2016 at 6 PM. Again another Email was sent to our President for further clarifications on 05th July, 2016. So far nothing is replied by him. 

He has deposited Rs.4,51,000 in Corporation Bank without a resolution of Central Secretariat. We wanted to know on whose name it was deposited and who were the signatories and the resolution. If this type of activity is allowed everybody will do the same thing. He did not show Rs.25,000 collected as Advertisement from LIC of India. The Special Fund transferred to Bhopal by Shri. R. N. Deo is not deposited in Special Fund account. We did not get the classification of collections. 

As per the Bye-laws of LIAFI, it is the responsibility of Central Secretariat to maintain, audit, and present the Accounts before EC Meeting. Last year we failed because of non-submission of Accounts in time by Shri. D. S. Shukla. We don`t want to repeat the same this year also. I regret to inform that the Auditor recorded improper maintenance of accounts at Bhopal and we were also blamed. It is unfortunate that Shri. Shukla is not realising his mistakes and trying to blame others with misleading reports. We are ready and prepared for showing HQ accounts, but not to the persons who do not submit proper accounts. 

I request all of you to remit the collections to the HQ only, otherwise this type of indifferences will arise and ultimately the federation will be put to loss. As a treasurer of LIAFI, I can question anybody regarding accounts. Everybody should realise this fact. 


Thanking you, 
Yours sincerely, 

P. S. N. Murthy, 
Treasurer, LIAFI.

Revision in Age Proof Guidelines-

Letters addressed to LIC E.D. MARKETING BY OUR SECRETARY GENERA;L

Add caption